Calculation Disclosures and Assumptions

Mortgage rates are variable and can change at any time. In calculating the Annual Percentage Rate for this scenario, certain assumptions were made: Total closing costs and fees are paid out of pocket and are entirely dependent upon your service area. Please consult your local loan professional for more information. This is a no cash-out loan transaction for a single family principal residence where the LTV is greater than 80% with no PMI required. The debt-to-income ratio is less than 30%, the credit score is over 720, and there is an escrow account for payment of taxes and insurance. Please understand, our knowledge of your situation is limited. Thus, the results you see are intended for informational purposes and may not reflect your actual situation. This is not a commitment to lend.